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Frontiers in psychology · 2026

The influence of college students' AI literacy on perceived usefulness: a moderated mediation model with AI anxiety and trust across disciplinary backgrounds.

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Li Zihan, Han Jiaying, Wu Liwei, Wang Xiaogang

Аннотация

BACKGROUND: To investigate how AI literacy influences perceived usefulness among university students from different disciplinary backgrounds, this study examines the roles of AI anxiety and trust.

METHODS: Based on 563 valid samples collected from university students, a moderated mediation model was utilized to explore AI anxiety as a mediator and trust as a moderator across various disciplinary backgrounds.

RESULTS: Results indicate that: (1) AI literacy significantly and positively predicted perceived usefulness, whereas AI anxiety negatively predicted perceived usefulness; (2) AI anxiety mediated the relationship between AI literacy and perceived usefulness; (3) Trust significantly moderated the relationship between AI literacy and AI anxiety, with high levels of trust buffering anxiety arising from low AI literacy; (4) Students from different disciplinary backgrounds exhibited differences in AI literacy, AI anxiety, trust, and perceived usefulness, yet trust's moderating effect remained consistent across disciplines.

DISCUSSION: This study extends the Technology Acceptance Model (TAM) within an AI context, revealing the synergistic mechanisms of cognitive, affective, and socio-psychological factors in university students' AI adoption processes. The findings provide actionable guidance for AI education in higher education by emphasizing the need for discipline-specific curricula alongside targeted interventions that enhance trust and reduce AI anxiety, thereby improving students' perceived usefulness and engagement with AI technologies.

ИП Урсолов Владлен Сергеевич

ИНН 500118482352 · ОГРНИП 314500117700049

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